Each office will have its own payment policies and procedures. You are responsible for your bill when hiring a Professional.

Most Health insurance covers Chiropractic Care. The coverage varies from one policy to another, as well as from one insurance company to another. The services may limited by Managed Care. This means that you may have an insurance policy that states you have a number of visits a year of coverage. All visits need to be medically necessary in the eyes of the insurance company before payment is authorized, so you may not get the entire number of visits authorized for payment.  Remember, even if your doctor calls for a clarification of your insurance benefits, you are not guaranteed coverage for all services that the insurance company says you have as a benefit! Understand what you are buying before you need the care.

Dr. Heller is associated with most managed care plans even though she may or may not be listed in your insurance book. Our office will gladly explain your benefits to you at the time of your first visit.  Medicare does cover chiropractic when necessary to correct subluxations. 

If you are injured on the job, you must report the injury to your employer. The employer should have a policy in place for referring you to a healthcare provider for your work injuries. Your employer/workers' compensation insurance company has control of your healthcare for the first 30 days after you report your injury. After 30 days you may choose your own doctor. If you want to go to your own doctor for the work injury you must have designated this doctor as you preferred treating doctor and notified your employer of this prior to being injured at work. Ask your Chiropractor for the Pre-designated Chiropractor form and take this to your employer. If you feel you need to be treated by a chiropractor within the first 30 days, your employer must provide one for you within 5 days. If your employer does not do this, you may be treated by the chiropractor you choose. You should never have to pay a doctor for an injury on the job. If the injury is found not be be work-related then you may have to pay. These are general guidelines. Ask your employer, doctor or your Workers' Compensation attorney for more information for your specific case.

If you are injured in an auto accident you are responsible to your doctor for all your bills for this treatment. You may choose to purchase Med Pay as part of your car insurance. This will help cover the expenses incurred by you or your passengers. Med Pay covers your medical expenses even if you are at fault. You may choose to file a claim against the person at fault. This may help to compensate you for your losses. The party that is at fault is not going to pay your doctor. You are responsible for your doctor bills. These are general guidelines. Ask your insurance company, doctor or your Personal Injury attorney for more specific information in your particular case.